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Devil’s Advocate: Are One-Time Payments Actually Better Than Subscriptions?

Let’s talk about something that’s borderline heresy in the online business world: Ditching the subscription model.

Don’t get me wrong – I LOVE LOVE LOVE recurring payments. And I do everything I can to build out as many of them as possible in my own business.

But years ago, I read that Warren Buffet made his vast fortune by zigging when everyone else was zagging. That’s why every now and then I play devil’s advocate.

We’ve been sold the dream of Monthly Recurring Revenue (MRR) as the holy grail — predictable income, scalable growth, freedom from the feast-or-famine cycle. And yes, subscriptions can deliver all of that. But here’s the hard truth most marketers are ignoring:

Customers are sick of subscriptions.

They’re tired of monthly charges stacking up like digital clutter. There are now apps that exist solely to cancel unwanted subscriptions — and that tells you everything you need to know.

So the question isn’t whether subscriptions work. It’s whether they’re still the best model for your business, right now. And increasingly, the answer might be no.

The Case Against Subscriptions: What Nobody Wants to Admit

Subscription models seem like the smart play — until they quietly start working against you.

In other words: Subscriptions aren’t the problem — but the assumption that they’re always better? That’s dangerous.

 

Why One-Time Payments Might Be the Smarter Move

Here’s why one-time offers are making a serious comeback — and why many businesses are seeing higher profits and happier customers as a result:

And here’s the kicker: you can still make recurring revenue — without recurring billing. Create a suite of complementary offers that customers come back for when they’re ready, not because they’re locked in.

 

Want the Best of Both Worlds? Give Customers a Choice

Offering both a subscription and a one-time purchase option is like unlocking a cheat code in your pricing strategy.

Give them the option — and let the data tell you what works best.

Benefits of offering both models:

This isn’t just a theory. Brands like Loom, Notion, and even Adobe are now offering both pricing models — and seeing serious growth from letting users decide.

 

Test, Measure, and Adapt: The Real Power Move

Still not sure which pricing model is right for your audience? Good. That means you’re thinking like a strategist.

The answer isn’t “subscriptions are bad” or “one-time payments are better.” It’s: Test both. Track what works. Iterate fast.

Run A/B pricing experiments. Offer bundles. Use surveys and heatmaps. Look at churn, refund rates, and long-term customer value. Let real data, not dogma, guide you.

 

Final Thought: Subscriptions Sell Consistency. One-Time Payments Sell Certainty.

The real magic isn’t in the payment model — it’s in aligning with what your customers actually want.

If they’re tired of being nickel-and-dimed, let them pay once and breathe easy. If they prefer flexibility, offer monthly access. And if you’re smart, offer both — and position yourself as the brand that understands modern buyers better than anyone else.

Stop assuming subscriptions are always the goal.
Sometimes, giving customers a clean break is the clearest path to profit.

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